All posts by Kimberly Brisky

Important UI Update from the IL Department of Employment Security


By: 1242

On November 30, 2018 The Illinois Department Of Employment Security, (IDES) mailed the 2019  Rate Determination.  Check the Rate Determination as soon as it is received, as the employer has until December 17, 2018 to protest if the rate is incorrect.  The 2019 minimum and maximum rates were reduced from the 2018 rates.

  • 2019 Minimum Rate              0.475%   reduced from 0.525%
  • 2019 Maximum Rate             0.875%    reduced from 6.925%
  • 2019 Taxable Wage Base $12,960.00

The cost per employee at the minimum rate will be $61.56, per employee who earns $12,960.00, in calendar year 2019.   The 2018 cost per employee was $68.04.

The cost per employee at the maximum rate will be $891.00, per employee who earns $12,960.00, in calendar year 2019.  The 2018 cost per employee was $897.48.

If you have any questions, please see the IDES website here or reach out to SBAC staff for additional resources.

SBAC 2018 Roundup Interview on Mighty House Radio


By: 1242

ICYMI – SBAC President and Founder, Elliot Richardson, was on the Mighty House Radio Show on 1590AM WCGO. The program is hosted by longtime SBAC Member, Ron Cowgilll with D/R Services Unlimited, Inc.. The discussion focused on SBAC advocacy victories in 2018 and a forecast of what to expect in 2019. You can list to the full clip below:

Politicians Should Pass Legislation to Empower Small Businesses and College Graduates


By: 1242

The SBAC strongly supports bipartisan legislation that will empower small businesses to compete for top talent and address the student debt crisis. This is exactly the type of work politicians should be focused on in DC.

According to the personal finance website, Make Lemonade, over $1.5 trillion in student loan debt is owed by more than 44 million borrowers in the U.S. — an average of about $40,000 owed per student. Many college graduates, working entry level jobs, struggle to make their student debt payments.

Small businesses are also impacted by the whopping student debt owed by prospective employees.

While some businesses may offer job applicants assistance with their student loans, many smaller companies do not have the capacity to provide such a benefit. This makes it more difficult for smaller businesses to compete for talented professionals.

To learn more, read the Elliot Richardson’s piece in the Daily Herald Business Ledger about galvanizing grassroots support to pass H.R. 795, sponsored by Congressman Rodney Davis (R-IL) and Congressman Scott Peters (D-CA).

The 2018 Election Results Are In!


By: 1242

The midterm election results are in and the SBAC has you covered on what you need to know!

These changes will play a key role in the shaping the political discourse and priorities on a federal, state and local level next year. However, we want to focus on one aspect that received little coverage: the massive amount of turnover in the Illinois General Assembly. Prior to the election, 32 House Members (15 Democrats, 17 Republicans) and 12 Senators (6 Democrats, 6 Republicans) retired, ran for a different office or lost their primary. An additional eight House incumbents and three Senate incumbents lost re-election, bringing the total turnover to 33% in the House and 25% in the Senate. For the total score count 29% of the districts in the General Assembly will have a new sitting legislator.

With so many new faces in the legislature, small business owners have the opportunity to work with and educate 40 newly elected officials on the priorities of small businesses. It is incumbent on us to reach out to call the new members and let them know about the SBAC and our priorities for small business. Below you can find information on all new appointments and recently elected officials.

Meet the New Faces of Springfield

Illinois Senate – 8th District (West Ridge, Lincolnwood, North Park, Morton Grove)

Priorities include: tax fairness, safe communities, education, minimum wage, healthcare, the environment, LGBTQ Rights, Women’s Rights College Affordability, Immigration, Anti-Hate.

Illinois Senate – 13th District (Hyde Park, Woodlawn, South Chicago, South Deering)
Appointment Unfulfilled. The seat is currently held by Senator Kwame Raoul (DEM) who successfully won the race for Illinois State Attorney General.

Illinois Senate – 21st District (Naperville, Wheaton, Carol Stream, West Chicago, Bloomingdale)
Laura Ellman (DEM)

Priorities include: Clean up Springfield, Fiscal Responsibility & Good Government, Rebuilding our economy, K-12 Education, Higher Education, The Environment, Protecting our healthcare, Gun Violence & School Safety, Working for people with disabilities.

Illinois Senate – 24th District (Elmhurst, Hinsdale, Lombard, Wheaton, Lisle, Downers Grove)
Suzy Glowiak (DEM)

Priorities include: Taxes & Government Spending, Education, Gun Violence Prevention, Healthcare, Good Government & Leadership, the Environment.

Illinois Senate – 27th District (Palatine, Arlington Heights, Mt. Prospect, Rolling Meadows)
Ann Gillespie (DEM)

Priorities Include: Solving Illinois’ Fiscal Crises, Public Education, Infrastructure Investment, Healthcare, Responsible Gun Regulation, Protecting Our Environment, Making Elections Fair, Strong Unions & a Living Wage Build the Middle Class, Retirement Security for our Civil Servants, Invest in our Seniors, The LGBTQ Community, Serving Those Who Served.

Illinois Senate – 32nd District (McHenry, Fox Lake, Woodstock, Spring Grove, Harvard)
Craig Wilcox (REP) *Appointed in October 2018*

Priorities Include: Property Taxes, Population Loss, Pension Reform, Transparency.

Illinois Senate – 33rd District (Huntley, Hampshire, West Dundee, Huntley, St. Charles, Geneva)
Donald DeWitte (REP) *Appointed in September 2018*

Priorities Include: Lower Taxes, Economic Development, Balanced Budget, Improved Transportation, Integrity in Government.

Illinois Senate – 41st District (Downers Grove, La Grange, Darien, Burr Ridge, Lemont)
John F. Curran (REP) *Appointed in July 2017*

Priorities Include: Job-Creating Reforms, Economic Growth, Improving the Business Climate, Fiscal Stability.

Illinois Senate – 45th District (Rochelle, Rockford, Freeport, Lena, Galena, Dixon)
Brian Stewart (REP)

Priorities Include: Not available online.

Illinois Senate – 50th District (Springfield, Jacksonville, Pittsfield, Hannibal, Jerseyville)
Steve McClure (REP)

Priorities Include: Turn our State Around, Fighting to Reduce Crime, Sharing our Conservative Values, Protecting Our Schools.

Illinois Senate – 54th District (Effingham, Vandalia, Greenville, Troy, Salem, Centralia)
Jason Plummer (REP) 

Priorities Include: Budget, Education, Energy, Government Reform, Infrastructure, Law & Order, Life, Military, Poverty, The Second Amendment, Senior Citizens, Taxes, Values.

Illinois Senate – 56th District (Maryville, Collinsville, Caseyville, Fairview Heights, East Alton)
Rachelle Aud Crowe (DEM)

Priorities Include: Strong Schools, Creating Jobs, Lowering Property Taxes & More Responsible Budgeting, Raising the Ethical Standard, Standing up for our Families.

Illinois Senate – 57th District (Fairveiw Heights, Freeburg, East St. Louis, Granite City)
Christopher Belt (DEM)

Priorities Include: Fairly Funded Quality Education, Safe Neighborhoods & Communities, Dependable Family-Sustaining Jobs, Access to Affordable & Exceptional Healthcare.

Illinois House – 1st District (Chicago Southwest Side, Archer Heights, Gage Park, Brighton Park)
Aaron Ortiz (DEM)

Priorities Include: Bringing Good Jobs to the District, Keeping Our Families Safe and Fully Funding Our Schools.

Illinois House – 4th District (Chicago NW Side, Humboldt Park, West Town, Ukrainian Village)
Delia Ramirez (DEM)

Priorities Include: Housing Stability, Fully-Funded Public Education, Public Safety, Economic Development & a Strong Workforce, Affordable Healthcare for All, Reliable & Responsible Government.

Illinois House – 5th District (Streeterville, River North, Bronzeville, Washington Park)
Lamont Robison (DEM)

Priorities Include: Public Safety, Education, Economic Development, Health.

Illinois House – 17th District (Glenview, Wilmette, Northbrook)
Jennifer Gong-Gershowitz (DEM)

Priorities Include: Protecting Women’s Rights, Fighting for World-Class Schools, Keeping our Families Safe from Gun Violence, Advocating for Environmental Health, Protecting Dreamers, Passing a Balanced Budget that Reflects our Values, Fair Maps.

Illinois House – 21st District (Chicago Southwest Side, Forest View, Summit, Lawndale)
Celina Villanueva (DEM) *Appointed July 2018*

Priorities Include: Not available online.

Illinois House – 25th District (Chicago Southside, Hyde Park, Calamet Heights)
Curtis Tarver (DEM) 

Priorities Include: Social Justice, Quality Education, Job Creation, Affordable Health Care.

Illinois House – 34th District (Chicago Southside/South Suburbs, Roseland, Manteno, Dolton)
Nicholas Smith (DEM) *Appointed February 2018*

Priorities Include: Not listed online.

Illinois House – 38th District (Tinley Park, Hazel Crest, Markham, Matteson, Oak Forest)
Debbie Meyers-Martin (DEM)

Priorities Include: Not available online.

Illinois House – 42nd District (Wheaton, Carol Stream, Naperville)
Amy Grant (REP)

Priorities Include: Advance the Reform of Fiscal Decision Making, Restore the Full Faith & Credit of Illinois, Dedicate New & Improved Revenue Streams to Debt Reduction, Restore Our Standing as Leaders in Education from Preschool to Higher Learning, Higher Wages & More Tax Paying Employees, Reduce Regulations on Job Creators, Provide Incentives for Higher Learning Institutions, Expand Trade Education & Opportunities for Students.

Illinois House – 47th District (Elmhurst, Hinsdale, Westmont, Oakbrook, Western Springs)
Deanne Mazzochi (REP) *Appointed in July 2018*

Priorities Include: Not available online.

Illinois House – 48th District (Lombard, Glen Ellyn, Lisle, Wheaton)
Terra Costa Howard (DEM)

Priorities Include: Education, Fiscal Responsibility, Healthcare, Reproductive Rights, Seniors.

Illinois House – 49th District (West Chicago, Batavia, Wayne, South Elgin, St. Charles)
Karina Villa (DEM)

Priorities Include: Strengthening Public Educational System, Standing Up for Our Healthcare, Seniors, and Social Services, Creating a Government and an Economy for Working Families.

Illinois House 51st District (Libertyville, Lake Zurich, Vernon Hills, Long Gove, Deer Park)
Mary Edly-Allen (DEM)

Priorities Include: Protecting Our Community Values, Creating Jobs While Preserving Our Environment, Keeping Our Schools & Communities Safe

Illinois House – 53rd District (Arlington Heights, Prospect Heights, Mt. Prospect)
Mark Walker (DEM)

Priorities Include: Standing Up to the Extreme NRA Agenda, Healthcare, Women’s Choice, Grow Our Economy Reform Our Tax Structure, Protect Our Education System.

Illinois House – 57th District (Buffalo Grove, Wheeling, Mt. Prospect, Northbrook)
Jonathan Carroll (DEM)*Appointed October 2017*

Priorities Include: Creating Jobs, Education, Gun Safety, Health, Property Taxes, Seniors, Veterans, A Woman’s Right to Choose.

Illinois House – 58th District (Highland Park, North Chicago, Lake Bluff, Lake Forest, Deerfield)
Bob Morgan (DEM)

Priorities Include: Civil Rights, Health Care, Environment, Gun Violence Prevention, Education, Budget Crisis.

Illinois House – 59th District (Buffalo Grove, Mundelein, Wheeling, and Vernon Hills)
Daniel Didech (DEM)

Priorities Include: Fighting for Lower Taxes, Women’s Rights, Fighting the Trump Agenda, Gun Safety, Government Reform.

Illinois House – 61st District (Winthrop Harbor, Zion, Grandwood Park, Antioch, Lindenhurst)
Joyce Mason (DEM)

Priorities Include: Representation & Responsibility to Constituents, Budget, K-12 Education, Higher Education, Term Limits, Women’s Right, Gun Violence Prevention, Environment.

Illinois House – 64th District (Lake Villa, Fox Lake, Ingleside, Lakemoor, McHenry)
Tom Weber (REP)

Priorities Include: Independent Leadership, Taxes, Jobs, Transportation, Chain of Lakes & Fox River, Fair Maps, Opioid Epidemic, Unfunded Mandates.

Illinois House – 65th District (Hampshire, St. Charles, South Elgin, Geneva)
Dan Ugaste (REP)

Priorities Include: Economic Development, Tax Policy, Minimum Wage, Gun Rights.

Illinois House – 67th District (Rockford)
Maurice West (DEM)

Priorities Include: Welfare/Education, Wages/Employment, Women/Equality

Illinois House – 70th District (Genoa, Sycamore, Dekalb, Campton Hills, Elburn)
Jeff Keicher (REP) *Appointed July 2018*

Priorities Include: Opposes Graduated Income Taxes, Term Limits for All Legislators, Opposes Any Income Tax Increase, Supports Reduction in Unfunded Mandates.

Illinois House – 76th District (Mendota, Spring Valley, Ottawa, Marseilles, Streator, Oglesby)
Lance Yednock (DEM)

Priorities Include: Not available online.

Illinois House – 81st District (Downers Grove, Westmont, Woodridge)
Anne Stava-Murray (DEM)

Priorities Include: Creating Long-Term Financial Stability, Increasing Health & Safety, Defending Our Democracy, Strengthening Public Education, Ensuring Economic Opportunity.

Illinois House – 85th District (Woodridge, Bolingbrook, Romeoville, Lockport)
John Connor (DEM) *Appointed in June 2017*

Priorities Include: Taxes, Jobs, Seniors, Healthcare, Veterans, Pension Reform, Education, Transportation, Guns.

Illinois House – 89th District (Freeport, Mt. Morris, Mt. Carroll, Lanark, Galena)
Andrew Chesney (REP)

Priorities Include: Protecting Your 2nd Amendment Right, Prolife, Property Taxes, Stimulating Growth through Meaningful Tax Reform, Government Consolidation, Education, Infrastructure.

Illinois House – 99th District (Springfield, Chatham, Auburn)
Mike Murphy (REP)

Priorities Include: Education, Term Limits, 2nd Amendment, Agriculture, Abortion, Small Business.

Illinois House – 101st District (Clinton, Mahomet, Monticello, Decatur, Gibson City, Champaign)
Dan Caulkins (REP)

Priorities Include: The Illinois Unemployment Problem, The Illinois Pension System is Broken, The Problem with Property Taxes.

Illinois House – 104th District (Westville, Danville, Georgetown, Champaign, Rantoul)
Michael Marron (REP) *Appointed September 2018*

Priorities Include: Not available online.

Illinois House – 107th District (Effingham, Vandalia, Salem, Greenville)
Blaine Wilhour (REP)

Priorities Include: Repeal the 32% Madigan Tax Increase, Rein in Government Spending & Balance the Budget, Stand up for our 2nd Amendment Rights, Replace Madigan by Enacting Term Limits, Reduce Taxes & Empower Businesses to Create Jobs, Fight for the Life of the Unborn.

Illinois House – 109th District (Carmi, Mt. Camel, Fairfield, Flora, Olney, Lawsonville, Newton)
Darren Bailey (REP)

Priorities Include: Abortion, 2nd Amendment Rights, Education, Jobs, Transparency & Term Limits, Property Taxes, Income Taxes.

Illinois House – 110th District (Robinson, Marshall, Casey, Charleston, Mattoon)
Chris Miller (REP)

Priorities Include: Term Limits First, Business First, Family First, Constitution First.

Illinois house – 111th District (Godfrey, Bethalto, Alton, East Alton, Wood River)
Monica Bristow (DEM) *Appointed in 2017*

Priorities Include: Grow Number of Jobs, Secure Our Current Jobs, Mental Health Awareness.

Illinois House – 118th District (McLeansboro, Eldorado, Harrisburg, Carbondale, Metropolis)
Patrick Windhorst (REP)

Priorities Include: Lower Taxes, More Jobs, Less Spending, Term Limits, Conservative Values, School Funding.

Student Loan Repayment Benefit


By: 1242

The SBAC strongly supports bipartisan legislation to empower small businesses to compete for top talent and address the student debt crisis.

According to the personal finance website, Make Lemonade, over $1.5 trillion in student loan debt is owed by more than 44 million borrowers in the U.S. — an average of about $40,000 owed per student. Many college graduates, working entry level jobs, struggle to make their student debt payments.

Small businesses are also impacted by the whopping student debt owed by prospective employees.

While some businesses may offer job applicants assistance with their student loans, many smaller companies do not have the capacity to provide such a benefit. This makes it more difficult for smaller businesses to compete for talented professionals.

Related Documents:
[115th Congress: H.R. 795]
H.R. 795 Fact Sheet
H.R. 795 Coalition Letter
Politicians should pass legislation to empower small businesses and college graduates [Daily Herald Business Ledger]

Marketplace Fairness Act


By: 1242

Marketplace Fairness Act/Remote Transaction Parity Act

On June 22, 2018, the 5-4 U.S. Supreme Court opinion in the South Dakota v. Wayfair, Inc. case, allowing states to collect sales tax on online transactions.

Prior to this ruling, local and small businesses in Illinois were at a financial disadvantage. Now states have the authority to compel online and catalog retailers, no matter where they are located, to collect sales tax at the time of a transaction – exactly like local retailers are already required to do. Additionally, this will create an estimated $200 million in additional annual revenue for Illinois without creating any new taxes.

The next step on this issue is passing federal legislation requiring states to opt in to similar sales and use tax standards. The SBAC supports The Marketplace Fairness Act and its companion legislation in the U.S. House of Representatives, The Remote Transaction Parity Act, to create uniformity for businesses subjected to these changes and ensure all avenues of commerce – online and brick and mortar – are treated fairly on sales tax collection.

Related Documents:
SBAC Wayfair Decision Press Release
IDOR Guidance for Remote Sellers

Net Neutrality


By: 1242

Over the past two decades, the internet has changed the way consumers communicate, access information, and participate in the economy. Just as consumer behavior is evolving, technology is creating new opportunities and challenges by changing the way businesses engage with customers.

Net neutrality is the principle that consumers who use the internet should be able to access the content and applications they want, without their internet service provider (ISP) (e.g., Comcast, AT&T, Verizon, etc.) blocking, slowing down, or redirecting internet traffic, or extracting rents by prioritizing some sites or applications over others.

For businesses that use the internet to reach, interact, and transact with customers, the presence of strong net neutrality rules ensures that businesses don’t have worry about a customer’s ISP blocking or slowing the customer access to the businesses’ site, favoring competing businesses or requiring businesses pay expensive fees to avoid degradation or slow page loads.

The SBAC is part of a nationwide coalition, spanning across industry, focused on maintaining a level playing field for small businesses on the internet. The FEC voted to repeal net neutrality rules in December, but the advocacy efforts continue to overturn the FEC’s decision.

Related Documents:
SBAC & Net Neutrality Coalition Letter to the FCC

Allow Local Communities to Address Local Licensing Issues


By: 1242

The SBAC partnered with a robust coalition in support of SB2436, to amend the archaic Liquor Control Act of 1934 which prohibited the sale of alcohol within 100 feet of a religious institution, school, hospital or military station. Until the passage of this bill, the only recourse for a small business owner to receive an exemption was for a bill to be drafted, passed by the General Assembly and signed into law. The outdated statute was an obstacle to the growth of local economies, often in areas where new opportunities are needed most. SB2436 reforms this process so that rather than painting all communities with a single brush, local leaders can determine the restrictions that best serve their businesses and residents.

Every community is unique and faces different challenges, therefore, giving local government’s discretion over this standard is a practical solution. The elimination of this requirement will help spur economic development and job growth, especially in under-served communities, who experience a high concentration of places of worship. It is important to note that such an exemption would be strictly limited to restaurants where the sale of alcoholic liquor is incidental or secondary to the business’ primary activity.

Related Documents:
[100th GA Legislation: SB2436]
Rauner Press Release on Signing SB 2436
SBAC featured on WGN TV for Bill Signing with Governor Rauner
Coalition Letter in Support of SB 2436
Illinois Letting 1934 Law Hamper its Food Biz [Crain’s Chicago Business]
Governor Rauner Signals Support for SBAC Initiative