All posts by Patti Zikmund

Team Merchant

By: 1247

Do you know what is happening in the world of credit card processing? Affinity partner and Premier Advocates Team Merchant have got your back to help reduce your fees, educate on PCI compliance, and provide the perfect fit for merchant services to your business – schedule a time to chat below, and make sure you get the best savings you possibly can.

SBAC’s 1st Virtual Lawyers TownHall RECORDING

By: 1247

Special thanks from the SBAC to our Sponsor, Saul Ewing Arnstein & Lehr, and Partner Jason Tremblay for being a panelist on our 1st Virtual Lawyers Town Hall.

Topics discussed included Employment Law, Bankruptcy, and Biometrics.

Make sure to watch the recording here if you missed it.

  • Jason Tremblay, Saul Ewing Arnstein and Lehr
    • Current Return to Work Landscape – What it Looks Like and How To Safely Bring Your Employees Back to Work
  • Barb Yong, Golan | Christie | Taglia LLP
    • Post-COVID:  Bankruptcy and Non-Bankruptcy Options for Small Businesses
  • Howard StoneStone, McGuire & Siegel
    • How to protect your company and business from civil and criminal penalties
  • Denny Esford,Windy City Trial Group, Inc.
    • Biometrics in Today’s World


Sponsored by:

SBAC and Tandem HR’s Cost-Saving Outsourced HR Services

By: 1247

Why should an employer look at a PEO?

Dedicated and happy employees are essential to the growth and success of your organization. Some may argue that employees are your biggest asset. Yet, there are many administrative tasks and compliance concerns that add up as your employee count grows. Tandem HR and SBAC have created a 5% savings on all PEO services provided. Click here and save on HR services today!

Introducing our new SBAC Board members!

By: 1247

Please join us in welcoming Tim Monner and Rachel Axelrod to the SBAC Board of Directors!

Tim Monner is the VP of Marketing and Business Development at Steadfast

Tim brings all of his experience to Steadfast, where he is responsible for marketing, brand, and sales efforts as VP of Marketing and Business Development. Attracted to Steadfast’s focus on supporting small-to-medium enterprises (SMEs), his goal is now to help transition Steadfast as a premier cloud services provider that can help companies of all sizes compete on a level playing field.


Rachel Axelrod is the founder of Axelrod Consulting

Axelrod Consulting is an event production firm that works with organizations to create dynamic, memorable conferences and intellectual events.  In 2017, she co-founded TEDxChicago, an independently organized and TED-licensed event. Now, Rachel leverages her legal expertise and people management experience to produce conferences and other interactive experiences that prompt meaningful discussion and inspire action.

Thank you Ntiva!

By: 1247


With their generous donation, we were able to purchase a brand new Customer Relationship Management system. 

What does that mean for the SBAC? 

It means we can give our members the experience they deserve.  This robust CRM will handle event planning, a new website, membership relations, donations and so much more.  We cannot thank Ntiva enough for their indispensable contribution!

Contact Ntiva:

New “Paycheck Protection Program Flexibility Act” Significantly Changes PPP Loan Forgiveness Rules

By: 1247

On June 5, 2020, H.R. 7010, entitled the “Paycheck Protection Program Flexibility Act” (the “PPPFA”), was signed into law. As discussed in this Client Alert, the PPPFA significantly modifies certain of the existing rules related to the forgiveness of PPP loans in an effort to provide borrowers more flexibility with respect to the use of PPP loan proceeds. Such changes include, among other things, extending the time period allowed for borrowers to spend forgivable PPP loan proceeds and lessening the overall amount of PPP loan proceeds which are required to be spent on “payroll” costs. That being said, the PPPFA does raise some additional questions and issues of which both existing and new PPP loan borrowers should be aware. Learn more in this new COVID-19 Client Alert written by Freeborn & Peters LLP Partner, Anthony Zeoli

Important Unemployment Information for Self-Employed Workers

By: 1247

New Guidelines On How to Get Government Assistance: Get Started Right Now

Illinois’s self-employed workers are still waiting on government benefits to reimburse them for lost income during the Covid-19 Pandemic. These benefits have been provided for by the Pandemic Unemployment Assistance (PUA) program under the CARES Act, but have been delayed by the need for the state to develop new systems to process applications from workers who file a 1099 tax form. This new application portal is expected to roll out on May, 11th, but according to new instructions by the Illinois Department of Unemployment Security, 1099 workers must first apply for regular unemployment before applying under the new PUA application.

Receiving an eligibility determination of $0 under the existing application is a mandatory first step for 1099 workers to eventually claim the promised benefits. This is what will allow them to resubmit their claim through the new PUA portal, meaning that self-employed individuals should file under the existing application immediately to be prepared to resubmit their applications once the new portal is available.

All applicants can begin this process right now at the PUA portal.

Small Acts have Big Impacts

By: 1247

Small Acts have Big Impacts and YOU can make a difference.

Our communities are special because of the unique small businesses that make home feel like home. SBAC’s mission is to support small businesses and keep them informed during these trying times.  Let’s help those businesses continue to thrive during and after COVID-19.

What is a small act you ask? Check out our Bingo card  – full of small acts to complete! Join us and create YOUR impact. #smallactsbigimpacts #sbac #smallbusinessstrong

Follow us and post your impacts on our SBAC Facebook event page!

Coffee Break with Manny Flores, President and CEO of SomerCor

By: 1247

SBAC Premier Advocate and Board Member, Manny Flores, was featured in the Daily Herald Business Ledger this month highlighting SomerCor, trends in the industry, and a little bit about Manny himself. SomerCor is a nonprofit, small business lender certified by the Small Business Administration. They specialize in the SBA 504 loan, which allows businesses looking to purchase, expand or refinance a commercial building or equipment to secure long-term financing at below-market rates.

Read the DHBL article “Coffee Break: Manny Flores, President and CEO of SomerCor

Or Follow SomerCor on Social Media:


The SBAC is a non-partisan, member driven organization that promotes the success of small business through advocacy, support services and educational programs. To learn more about our mission, please visit