Category Archives: SBAC News

Important UI Update from the IL Department of Employment Security


On November 30, 2018 The Illinois Department Of Employment Security, (IDES) mailed the 2019  Rate Determination.  Check the Rate Determination as soon as it is received, as the employer has until December 17, 2018 to protest if the rate is incorrect.  The 2019 minimum and maximum rates were reduced from the 2018 rates.

  • 2019 Minimum Rate              0.475%   reduced from 0.525%
  • 2019 Maximum Rate             0.875%    reduced from 6.925%
  • 2019 Taxable Wage Base $12,960.00

The cost per employee at the minimum rate will be $61.56, per employee who earns $12,960.00, in calendar year 2019.   The 2018 cost per employee was $68.04.

The cost per employee at the maximum rate will be $891.00, per employee who earns $12,960.00, in calendar year 2019.  The 2018 cost per employee was $897.48.

If you have any questions, please see the IDES website here or reach out to SBAC staff for additional resources.

SBAC 2018 Roundup Interview on Mighty House Radio


ICYMI – SBAC President and Founder, Elliot Richardson, was on the Mighty House Radio Show on 1590AM WCGO. The program is hosted by longtime SBAC Member, Ron Cowgilll with D/R Services Unlimited, Inc.. The discussion focused on SBAC advocacy victories in 2018 and a forecast of what to expect in 2019. You can list to the full clip below:

Politicians Should Pass Legislation to Empower Small Businesses and College Graduates


The SBAC strongly supports bipartisan legislation that will empower small businesses to compete for top talent and address the student debt crisis. This is exactly the type of work politicians should be focused on in DC.

According to the personal finance website, Make Lemonade, over $1.5 trillion in student loan debt is owed by more than 44 million borrowers in the U.S. — an average of about $40,000 owed per student. Many college graduates, working entry level jobs, struggle to make their student debt payments.

Small businesses are also impacted by the whopping student debt owed by prospective employees.

While some businesses may offer job applicants assistance with their student loans, many smaller companies do not have the capacity to provide such a benefit. This makes it more difficult for smaller businesses to compete for talented professionals.

To learn more, read the Elliot Richardson’s piece in the Daily Herald Business Ledger about galvanizing grassroots support to pass H.R. 795, sponsored by Congressman Rodney Davis (R-IL) and Congressman Scott Peters (D-CA).

The 2018 Election Results Are In!


The midterm election results are in and the SBAC has you covered on what you need to know!

These changes will play a key role in the shaping the political discourse and priorities on a federal, state and local level next year. However, we want to focus on one aspect that received little coverage: the massive amount of turnover in the Illinois General Assembly. Prior to the election, 32 House Members (15 Democrats, 17 Republicans) and 12 Senators (6 Democrats, 6 Republicans) retired, ran for a different office or lost their primary. An additional eight House incumbents and three Senate incumbents lost re-election, bringing the total turnover to 33% in the House and 25% in the Senate. For the total score count 29% of the districts in the General Assembly will have a new sitting legislator.

With so many new faces in the legislature, small business owners have the opportunity to work with and educate 40 newly elected officials on the priorities of small businesses. It is incumbent on us to reach out to call the new members and let them know about the SBAC and our priorities for small business. Below you can find information on all new appointments and recently elected officials.

Meet the New Faces of Springfield

Illinois Senate – 8th District (West Ridge, Lincolnwood, North Park, Morton Grove)

Priorities include: tax fairness, safe communities, education, minimum wage, healthcare, the environment, LGBTQ Rights, Women’s Rights College Affordability, Immigration, Anti-Hate.

Illinois Senate – 13th District (Hyde Park, Woodlawn, South Chicago, South Deering)
Appointment Unfulfilled. The seat is currently held by Senator Kwame Raoul (DEM) who successfully won the race for Illinois State Attorney General.

Illinois Senate – 21st District (Naperville, Wheaton, Carol Stream, West Chicago, Bloomingdale)
Laura Ellman (DEM)

Priorities include: Clean up Springfield, Fiscal Responsibility & Good Government, Rebuilding our economy, K-12 Education, Higher Education, The Environment, Protecting our healthcare, Gun Violence & School Safety, Working for people with disabilities.

Illinois Senate – 24th District (Elmhurst, Hinsdale, Lombard, Wheaton, Lisle, Downers Grove)
Suzy Glowiak (DEM)

Priorities include: Taxes & Government Spending, Education, Gun Violence Prevention, Healthcare, Good Government & Leadership, the Environment.

Illinois Senate – 27th District (Palatine, Arlington Heights, Mt. Prospect, Rolling Meadows)
Ann Gillespie (DEM)

Priorities Include: Solving Illinois’ Fiscal Crises, Public Education, Infrastructure Investment, Healthcare, Responsible Gun Regulation, Protecting Our Environment, Making Elections Fair, Strong Unions & a Living Wage Build the Middle Class, Retirement Security for our Civil Servants, Invest in our Seniors, The LGBTQ Community, Serving Those Who Served.

Illinois Senate – 32nd District (McHenry, Fox Lake, Woodstock, Spring Grove, Harvard)
Craig Wilcox (REP) *Appointed in October 2018*

Priorities Include: Property Taxes, Population Loss, Pension Reform, Transparency.

Illinois Senate – 33rd District (Huntley, Hampshire, West Dundee, Huntley, St. Charles, Geneva)
Donald DeWitte (REP) *Appointed in September 2018*

Priorities Include: Lower Taxes, Economic Development, Balanced Budget, Improved Transportation, Integrity in Government.

Illinois Senate – 41st District (Downers Grove, La Grange, Darien, Burr Ridge, Lemont)
John F. Curran (REP) *Appointed in July 2017*

Priorities Include: Job-Creating Reforms, Economic Growth, Improving the Business Climate, Fiscal Stability.

Illinois Senate – 45th District (Rochelle, Rockford, Freeport, Lena, Galena, Dixon)
Brian Stewart (REP)

Priorities Include: Not available online.

Illinois Senate – 50th District (Springfield, Jacksonville, Pittsfield, Hannibal, Jerseyville)
Steve McClure (REP)

Priorities Include: Turn our State Around, Fighting to Reduce Crime, Sharing our Conservative Values, Protecting Our Schools.

Illinois Senate – 54th District (Effingham, Vandalia, Greenville, Troy, Salem, Centralia)
Jason Plummer (REP) 

Priorities Include: Budget, Education, Energy, Government Reform, Infrastructure, Law & Order, Life, Military, Poverty, The Second Amendment, Senior Citizens, Taxes, Values.

Illinois Senate – 56th District (Maryville, Collinsville, Caseyville, Fairview Heights, East Alton)
Rachelle Aud Crowe (DEM)

Priorities Include: Strong Schools, Creating Jobs, Lowering Property Taxes & More Responsible Budgeting, Raising the Ethical Standard, Standing up for our Families.

Illinois Senate – 57th District (Fairveiw Heights, Freeburg, East St. Louis, Granite City)
Christopher Belt (DEM)

Priorities Include: Fairly Funded Quality Education, Safe Neighborhoods & Communities, Dependable Family-Sustaining Jobs, Access to Affordable & Exceptional Healthcare.

Illinois House – 1st District (Chicago Southwest Side, Archer Heights, Gage Park, Brighton Park)
Aaron Ortiz (DEM)

Priorities Include: Bringing Good Jobs to the District, Keeping Our Families Safe and Fully Funding Our Schools.

Illinois House – 4th District (Chicago NW Side, Humboldt Park, West Town, Ukrainian Village)
Delia Ramirez (DEM)

Priorities Include: Housing Stability, Fully-Funded Public Education, Public Safety, Economic Development & a Strong Workforce, Affordable Healthcare for All, Reliable & Responsible Government.

Illinois House – 5th District (Streeterville, River North, Bronzeville, Washington Park)
Lamont Robison (DEM)

Priorities Include: Public Safety, Education, Economic Development, Health.

Illinois House – 17th District (Glenview, Wilmette, Northbrook)
Jennifer Gong-Gershowitz (DEM)

Priorities Include: Protecting Women’s Rights, Fighting for World-Class Schools, Keeping our Families Safe from Gun Violence, Advocating for Environmental Health, Protecting Dreamers, Passing a Balanced Budget that Reflects our Values, Fair Maps.

Illinois House – 21st District (Chicago Southwest Side, Forest View, Summit, Lawndale)
Celina Villanueva (DEM) *Appointed July 2018*

Priorities Include: Not available online.

Illinois House – 25th District (Chicago Southside, Hyde Park, Calamet Heights)
Curtis Tarver (DEM) 

Priorities Include: Social Justice, Quality Education, Job Creation, Affordable Health Care.

Illinois House – 34th District (Chicago Southside/South Suburbs, Roseland, Manteno, Dolton)
Nicholas Smith (DEM) *Appointed February 2018*

Priorities Include: Not listed online.

Illinois House – 38th District (Tinley Park, Hazel Crest, Markham, Matteson, Oak Forest)
Debbie Meyers-Martin (DEM)

Priorities Include: Not available online.

Illinois House – 42nd District (Wheaton, Carol Stream, Naperville)
Amy Grant (REP)

Priorities Include: Advance the Reform of Fiscal Decision Making, Restore the Full Faith & Credit of Illinois, Dedicate New & Improved Revenue Streams to Debt Reduction, Restore Our Standing as Leaders in Education from Preschool to Higher Learning, Higher Wages & More Tax Paying Employees, Reduce Regulations on Job Creators, Provide Incentives for Higher Learning Institutions, Expand Trade Education & Opportunities for Students.

Illinois House – 47th District (Elmhurst, Hinsdale, Westmont, Oakbrook, Western Springs)
Deanne Mazzochi (REP) *Appointed in July 2018*

Priorities Include: Not available online.

Illinois House – 48th District (Lombard, Glen Ellyn, Lisle, Wheaton)
Terra Costa Howard (DEM)

Priorities Include: Education, Fiscal Responsibility, Healthcare, Reproductive Rights, Seniors.

Illinois House – 49th District (West Chicago, Batavia, Wayne, South Elgin, St. Charles)
Karina Villa (DEM)

Priorities Include: Strengthening Public Educational System, Standing Up for Our Healthcare, Seniors, and Social Services, Creating a Government and an Economy for Working Families.

Illinois House 51st District (Libertyville, Lake Zurich, Vernon Hills, Long Gove, Deer Park)
Mary Edly-Allen (DEM)

Priorities Include: Protecting Our Community Values, Creating Jobs While Preserving Our Environment, Keeping Our Schools & Communities Safe

Illinois House – 53rd District (Arlington Heights, Prospect Heights, Mt. Prospect)
Mark Walker (DEM)

Priorities Include: Standing Up to the Extreme NRA Agenda, Healthcare, Women’s Choice, Grow Our Economy Reform Our Tax Structure, Protect Our Education System.

Illinois House – 57th District (Buffalo Grove, Wheeling, Mt. Prospect, Northbrook)
Jonathan Carroll (DEM)*Appointed October 2017*

Priorities Include: Creating Jobs, Education, Gun Safety, Health, Property Taxes, Seniors, Veterans, A Woman’s Right to Choose.

Illinois House – 58th District (Highland Park, North Chicago, Lake Bluff, Lake Forest, Deerfield)
Bob Morgan (DEM)

Priorities Include: Civil Rights, Health Care, Environment, Gun Violence Prevention, Education, Budget Crisis.

Illinois House – 59th District (Buffalo Grove, Mundelein, Wheeling, and Vernon Hills)
Daniel Didech (DEM)

Priorities Include: Fighting for Lower Taxes, Women’s Rights, Fighting the Trump Agenda, Gun Safety, Government Reform.

Illinois House – 61st District (Winthrop Harbor, Zion, Grandwood Park, Antioch, Lindenhurst)
Joyce Mason (DEM)

Priorities Include: Representation & Responsibility to Constituents, Budget, K-12 Education, Higher Education, Term Limits, Women’s Right, Gun Violence Prevention, Environment.

Illinois House – 64th District (Lake Villa, Fox Lake, Ingleside, Lakemoor, McHenry)
Tom Weber (REP)

Priorities Include: Independent Leadership, Taxes, Jobs, Transportation, Chain of Lakes & Fox River, Fair Maps, Opioid Epidemic, Unfunded Mandates.

Illinois House – 65th District (Hampshire, St. Charles, South Elgin, Geneva)
Dan Ugaste (REP)

Priorities Include: Economic Development, Tax Policy, Minimum Wage, Gun Rights.

Illinois House – 67th District (Rockford)
Maurice West (DEM)

Priorities Include: Welfare/Education, Wages/Employment, Women/Equality

Illinois House – 70th District (Genoa, Sycamore, Dekalb, Campton Hills, Elburn)
Jeff Keicher (REP) *Appointed July 2018*

Priorities Include: Opposes Graduated Income Taxes, Term Limits for All Legislators, Opposes Any Income Tax Increase, Supports Reduction in Unfunded Mandates.

Illinois House – 76th District (Mendota, Spring Valley, Ottawa, Marseilles, Streator, Oglesby)
Lance Yednock (DEM)

Priorities Include: Not available online.

Illinois House – 81st District (Downers Grove, Westmont, Woodridge)
Anne Stava-Murray (DEM)

Priorities Include: Creating Long-Term Financial Stability, Increasing Health & Safety, Defending Our Democracy, Strengthening Public Education, Ensuring Economic Opportunity.

Illinois House – 85th District (Woodridge, Bolingbrook, Romeoville, Lockport)
John Connor (DEM) *Appointed in June 2017*

Priorities Include: Taxes, Jobs, Seniors, Healthcare, Veterans, Pension Reform, Education, Transportation, Guns.

Illinois House – 89th District (Freeport, Mt. Morris, Mt. Carroll, Lanark, Galena)
Andrew Chesney (REP)

Priorities Include: Protecting Your 2nd Amendment Right, Prolife, Property Taxes, Stimulating Growth through Meaningful Tax Reform, Government Consolidation, Education, Infrastructure.

Illinois House – 99th District (Springfield, Chatham, Auburn)
Mike Murphy (REP)

Priorities Include: Education, Term Limits, 2nd Amendment, Agriculture, Abortion, Small Business.

Illinois House – 101st District (Clinton, Mahomet, Monticello, Decatur, Gibson City, Champaign)
Dan Caulkins (REP)

Priorities Include: The Illinois Unemployment Problem, The Illinois Pension System is Broken, The Problem with Property Taxes.

Illinois House – 104th District (Westville, Danville, Georgetown, Champaign, Rantoul)
Michael Marron (REP) *Appointed September 2018*

Priorities Include: Not available online.

Illinois House – 107th District (Effingham, Vandalia, Salem, Greenville)
Blaine Wilhour (REP)

Priorities Include: Repeal the 32% Madigan Tax Increase, Rein in Government Spending & Balance the Budget, Stand up for our 2nd Amendment Rights, Replace Madigan by Enacting Term Limits, Reduce Taxes & Empower Businesses to Create Jobs, Fight for the Life of the Unborn.

Illinois House – 109th District (Carmi, Mt. Camel, Fairfield, Flora, Olney, Lawsonville, Newton)
Darren Bailey (REP)

Priorities Include: Abortion, 2nd Amendment Rights, Education, Jobs, Transparency & Term Limits, Property Taxes, Income Taxes.

Illinois House – 110th District (Robinson, Marshall, Casey, Charleston, Mattoon)
Chris Miller (REP)

Priorities Include: Term Limits First, Business First, Family First, Constitution First.

Illinois house – 111th District (Godfrey, Bethalto, Alton, East Alton, Wood River)
Monica Bristow (DEM) *Appointed in 2017*

Priorities Include: Grow Number of Jobs, Secure Our Current Jobs, Mental Health Awareness.

Illinois House – 118th District (McLeansboro, Eldorado, Harrisburg, Carbondale, Metropolis)
Patrick Windhorst (REP)

Priorities Include: Lower Taxes, More Jobs, Less Spending, Term Limits, Conservative Values, School Funding.

Small Business Saturday is Coming!


As you know, Small Business Saturday is coming up on November 24th. This nationally recognized event started in 2010 as a marketing campaign, but less than a year later, the U.S. Senate unanimously passed a resolution in support of the day.

Looking for some tips? Check out this article on 2017 Small Business Saturday from Entrepreneur.

Also, the Small Business Administration has compiled a list of resources for business owners looking to participate. Please check out the links below and share any you find helpful with your networks.

Ask Your State Rep to Support the Regulatory Sunrise Review Act!


Obtaining a license to do business in Illinois should not create unnecessary barriers for entrepreneurs or be an overly burdensome process.  An Illinois state license is now required for roughly 400 occupations.   While public health and safety must come first, new licenses should not be created unless they are necessary to protect the safety and welfare of the public.  New licenses that are established by the legislature should also be crafted in the least restrictive manner to achieve its objectives.

Please use this tool to contact your House Member and ask them to pass HB5212 during the fall legislative session.  HB5212 will provide legislators a way to obtain objective information about any safety risks a proposed license will address and the economic impact associated with the license.  This legislation, named the Regulatory Sunrise Review Act, will provide legislators with a process for receiving information and analysis from independent parties regarding whether a new license is warranted, the reasons for the license, how it will impact the economy and how to craft necessary licenses in the least restrictive way to ensure it is effective.

We ask you to contact your representative in the Illinois General Assembly and urge them to co-sponsor this important legislation to ensure legislators have the full picture before approving new occupational licenses for industries.

SBAC Board Members Recognized as Influential Women in Business


Congratulations to Sue Kramer Harrawood (Peace of Mind Virtual Assistance) and Danielle Ozer (Tandem HR) for being recognized as Influential Women in Business by the Daily Herald Business Ledger!

The Business Ledger’s Influential Women in Business Awards are given to suburban business women who share a commitment to professional excellence and their communities.

The SBAC was proud to partner with the Business Ledger on this event and celebrate Sue & Danielle’s achievements and contributions to our organization!